Havre De Grace Homes under $400,000

Havre De Grace Homes under $400,000

Welcome to Havre de Grace, Maryland—a charming waterfront city that beautifully blends rich history with modern living. Nestled in Harford County, this picturesque locale sits at the confluence of the Susquehanna River and the Chesapeake Bay, offering stunning views and a plethora of outdoor activities. With its quaint downtown area filled with unique shops, delightful eateries, and vibrant art scene, Havre de Grace is a hidden gem waiting to be explored.

For those seeking a home in this idyllic setting, you’ll be pleased to find a variety of options under $400,000. Whether you’re a first-time buyer, a growing family, or looking to downsize, there’s something for everyone. From charming bungalows with character to contemporary townhomes with modern amenities, the real estate market in Havre de Grace presents a wealth of opportunities. Many homes boast scenic views, spacious yards, and easy access to local parks and waterfront activities, making it an ideal choice for nature lovers and outdoor enthusiasts.

In addition to its natural beauty, Havre de Grace offers a strong sense of community, with local events and festivals that bring residents together throughout the year. The city is also conveniently located near major highways, providing easy access to Baltimore and beyond, making it a perfect blend of small-town charm and urban convenience.

Discover the magic of Havre de Grace today—your dream home awaits in this delightful Maryland city!

Newest Havre De Grace Homes under $400,000

4153 U Way, Havre De Grace
$399,900
4 Beds ⋅ 2 Baths
Welcome to this charming 4-bedroom, 2-full-bath Cape Cod, offering a versatile layout, timeless character, and plenty of opportunity to make it your own! Step inside to discover hardwood flooring throughout much of the home, neutral paint, and an abundance of natural light. The spacious main living area offers plenty of room to relax or entertain, while the kitchen features generous cabinet and counter space, black appliances, and room for everyday dining. With two bedrooms and a full bathroom on each level, this home offers the flexibility today's buyers are looking for! Whether you need a main-level bedroom, a dedicated home office, guest accommodations, or additional living space, there are plenty of options to fit your needs. Upstairs, charming angled ceilings and dormer windows add character to the two additional bedrooms, complemented by a second full bathroom. The unfinished basement provides valuable storage space and potential for future customization, giving you room to grow and make the home your own. Outside, the spacious yard is surrounded by mature trees, offering a wonderful setting for outdoor gatherings, gardening, pets, or simply enjoying your own outdoor space. A covered porch, private driveway, and detached outbuilding provide even more everyday convenience and possibilities. Four bedrooms, two full bathrooms, main-level living flexibility, an unfinished basement, and generous outdoor space make this Cape Cod an exciting opportunity for buyers looking for both functionality and potential. Bring your vision and discover everything this property has to offer. Updates include a brand new septic system! Enjoy the convenience of being within walking distance of Webster Lake. Outdoor enthusiasts will love Susquehanna State Park, just a short ride away, with 2,000 acres of trails and wildlife to explore. I-95 is nearby, offering easy access to major cities up and down the East Coast, which makes commuting a breeze.

4153 U Way, Havre De Grace

Listing courtesy of EXP Realty, LLC. Contact:

24 Pine St, Havre De Grace
$69,900
3 Beds ⋅ 2 Baths
Welcome to 24 Pine St in Swan Dell Harbour! This meticulously maintained modular home features 3 spacious bedrooms, 2 full baths and over 1400 sq ft of comfortable living space. Enter the home to find a spacious living room appointed with vaulted ceiling, ceiling fan and carpet with open concept access to kitchen & dining area. The kitchen includes a movable island with granite countertop, large dining area with luxury vinyl flooring, abundance of counter space & updated cabinetry, updated laminate countertops, attractive mosaic tile backsplash, double sink, all appliances, luxury vinyl flooring, built-in pantry and access to roomy laundry/mudroom rm with built-in cabinetry and access to exterior side door. The large primary suite includes a 4 x 6 walk-in closet, ceiling fan, and a primary on-suite bath with stall shower, luxury vinyl flooring & built-in vanity with cabinetry. Down the hall you will find a coat closet, 2 more large bedrooms both with ceiling fans, carpet & spacious closets and access to fully remodeled hall full bath appointed with a walk-in shower with glass barn-slider door & ceramic tile surround, updated vanity & lighting, and luxury vinyl flooring. Outside you will find a 8x8 shed for additional storage. This home has all new piping under the home, rubber matting under the entire home for comfortable maintenance and insulated with plastic covering. Updated include: 2018 Roof, 2025 Hot Water Heater, 2026 Front Storm Door. Enjoy outdoor living with a spacious storage shed and a welcoming 24 x 7 covered deck/back porch area. PLEASE NOTE: All buyers need park approval. Park application and rules are attached for your convenience.

24 Pine St, Havre De Grace

Listing courtesy of Cummings & Co Realtors. Contact:

306 Cigar Loop, Havre De Grace
$399,900
3 Beds ⋅ 4 Baths
Welcome home to 306 Cigar Loop in Havre de Grace! This spacious end-unit villa offers a main-level primary suite and a great layout in the gated Bulle Rock community! Featuring 3 bedrooms, 3 full baths, and 1 half bath, this home offers plenty of space and an opportunity to make it your own. Upon entering, the foyer leads into the open kitchen, featuring stainless steel appliances and a pantry. The kitchen opens to the spacious combination living and dining area, highlighted by vaulted ceilings, a gas fireplace, and decorative molding in the dining area. Just off the living area is a sunroom with access to an outdoor patio, perfect for relaxing or entertaining. The main-level primary suite is situated at the rear of the home and features tray ceilings, two walk-in closets, and a private bath with dual sinks, a soaking tub, and a walk-in shower. A second bedroom near the front of the home, which could also serve as an office, a full hall bath, and convenient main-level laundry complete the first floor. Upstairs, a loft sitting area leads to the third bedroom and an additional full bath. The finished lower level provides plenty of additional living space with a large family room/movie area, separate recreation room, half bath, generous storage area, and walkout stairs to the exterior. Additional highlights include an attached two-car garage and recent improvements: roof (2026), furnace (2023), and A/C (2020), dates approximate. Enjoy Bulle Rock's resort-style amenities, including an indoor pool, fitness center, tennis courts, walking trails, billiards room, Residents Club, and community activities. The Pete Dye-designed golf course and Bulle Rock Gourmet Pub & Grill are also nearby, with golf available at an additional cost. Convenient to historic Havre de Grace, I-95, and Aberdeen Proving Ground. Property is being sold as-is to settle an estate, inspections for informational purposes only. Great opportunity to make this home your own!

306 Cigar Loop, Havre De Grace

Listing courtesy of Monument Sotheby's International Realty. Contact:

620 Girard St Unit B, Havre De Grace
$350,000
3 Beds ⋅ 3 Baths
Discover all that 620-B Girard Street has to offer, from a pristine, move-in-ready, 3-bedroom, 2.5-bath townhome with a garage to the sought-after lifestyle of historic Havre de Grace. Enjoy easy access to downtown shops and restaurants, waterfront parks, and events throughout the year. A new roof in 2026 adds to the home’s appeal. A covered brick entry welcomes you inside to an open main level featuring rich hardwood floors and a pleasing neutral color palette freshly painted in 2026. The living room’s stacked-stone gas fireplace creates a warm focal point, while the adjoining dining area offers space for everyday meals and entertaining. Between these spaces, sliding glass doors open to a patio overlooking the spacious, fenced rear lawn. The kitchen features granite countertops, a peninsula breakfast bar, a decorative backsplash, stainless steel appliances, a double sink, and glass-front display cabinetry. A powder room, finished laundry room, and access to the garage complete the main level. Carpeting newly installed in 2026 continues upstairs, where the spacious primary suite is a standout. A tray ceiling, sitting area, private balcony, and walk-in closet create a comfortable retreat, complemented by an en suite bath with a double-sink vanity, jetted soaking tub, and separate shower. Two additional generously sized bedrooms and a full hall bath complete the upper level. Named among Smithsonian magazine’s “20 Best Small Towns to Visit” in 2014 and a finalist in Parade and Steller’s 2026 “America’s Favorite Small Towns” competition, Havre de Grace offers historic charm, local shops and restaurants, waterfront parks, and inviting strolls along the Promenade. Schedule your private tour today and discover how comfortably 620-B Girard Street brings this lifestyle home with no HOA fees! Note: Select interior photos have been virtually staged.

620 Girard St Unit B, Havre De Grace

Listing courtesy of Northrop Realty. Contact:

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