Rumsey Island Real Estate

Rumsey Island Real Estate

Welcome to Rumsey Island, a hidden gem nestled in the heart of Joppa, Maryland, within Harford County. This picturesque subdivision offers a unique blend of serene waterfront living and vibrant community spirit, making it an ideal destination for those seeking both tranquility and connection.

Rumsey Island is characterized by its charming homes, many of which boast stunning views of the surrounding waterways. Residents enjoy a peaceful lifestyle, with the soothing sounds of nature as their backdrop. The area is perfect for boating enthusiasts, fishing aficionados, and anyone who appreciates the beauty of waterfront living. With easy access to the Chesapeake Bay, weekends can be spent exploring the vast aquatic playground right at your doorstep.

This tight-knit community is not just about stunning views; it also offers a variety of amenities to enhance the quality of life. Local parks provide ample opportunities for outdoor activities, while nearby shopping and dining options cater to all tastes. Families will appreciate the excellent schools in the Joppa area, ensuring a bright future for children.

Rumsey Island is conveniently located just a short drive from major highways, making commuting to nearby cities a breeze. Whether you’re looking for a peaceful retreat or a place to raise a family, Rumsey Island offers the perfect blend of natural beauty and community charm. Discover your dream home in this idyllic subdivision and experience the best of Maryland living. Welcome to Rumsey Island – where every day feels like a vacation!

Newest Listings in Rumsey Island

2 Beds ⋅ 2 Baths

This 2-bedroom, 1.5-bath semi-detached home is located in the desirable Rumsey Island waterfront community. Enjoy beautiful water views right from your property. Step outside to a huge composite deck, perfect for entertaining, or relaxing while taking in the scenic views. Below, a spacious paver patio provides additional outdoor living space, overlooking a nice, level backyard with plenty of room to play or garden. Inside, the bright and open layout features a skylight that floods the home with natural light and a cozy fireplace for those relaxing evenings. The main level offers comfortable living areas along with two nice-sized bedrooms and 1.5 baths. A flexible space offers the possibility for a third bedroom or convenient home office. Additional highlights include the attached garage/storage and excellent curb appeal with mature landscaping. This home perfectly blends comfortable interior living with outstanding outdoor features in a prime waterfront community location.

109 Breakwater Ct, Joppa

Listing courtesy of Steen Properties. Contact:

3 Beds ⋅ 3 Baths

Wake up to breathtaking water views at 737 Shore Drive in Joppa! This beautifully renovated waterfront home offers a rare opportunity to enjoy the best of coastal living while benefiting from modern updates and improvements throughout. From the moment you arrive, you'll be captivated by the property's scenic setting and stunning water views that create a peaceful, resort-like atmosphere. Whether you're enjoying your morning coffee overlooking the water, hosting friends and family, or unwinding at the end of the day, the picturesque surroundings provide an exceptional backdrop for everyday living. Inside, the home has been thoughtfully renovated to blend modern comfort with timeless charm. Updated finishes, refreshed living spaces, and abundant natural light create a welcoming environment designed for both relaxation and entertaining. Large windows help bring the outdoors in, allowing you to enjoy the beauty of the water from the comfort of your home. Step outside and embrace the waterfront lifestyle with opportunities for boating, fishing, kayaking, or simply taking in the serene views. Conveniently located near shopping, dining, and major commuter routes, this property offers the perfect balance of tranquility and accessibility. Renovated waterfront homes with views like these are a rare find. Don't miss your chance to own this exceptional property and enjoy waterfront living at its finest.

737 Shore Dr, Joppa

Listing courtesy of Witz Realty, LLC. Contact:

4 Beds ⋅ 3 Baths

This stunning custom-built waterfront home on desirable Rumsey Island offers the perfect blend of luxury living and waterfront lifestyle. Boasting over 3,000 square feet, this semi-detached residence features 4 bedrooms and 3 full bathrooms, providing ample room for family and guests. Step inside to discover an open, light-filled layout with high-end finishes throughout. The rare fully finished basement adds significant living space and versatility — ideal for a home theater, recreation room, or additional guest suite. Outside, the waterfront paradise truly shines. Enjoy expansive waterfrontage with a private pier with boat lift , and deep water access perfect for boats and jet skis. The generous deck and balcony spaces are perfect for entertaining, watching sunsets over the water, or simply relaxing with coffee in the morning. Beautifully landscaped grounds, mature trees, and a private yard complete this exceptional outdoor retreat. Located in one of the area’s most sought-after waterfront communities, this home offers the ultimate in convenience and recreation. Whether you’re a boating enthusiast or simply dream of waterfront living, this property delivers it all. Don’t miss this rare opportunity! NO HOA and NO Flood Ins. More pics will be added when property becomes active.

124 Ravenswood, Joppa

Listing courtesy of Steen Properties. Contact:

4 Beds ⋅ 3 Baths

Welcome to 35 Neptune Drive, a stunning 4-bedroom, 3-bathroom home on Rumsey Island with an expansive waterfront. Surrounded by water views and outdoor living spaces, this property offers an opportunity to enjoy the beauty, tranquility, and lifestyle that life on the water provides. Outdoor living is a highlight of this home. Step outside onto the patio, which opens to a spacious backyard and leads to a large waterfront deck overlooking the water. Continue down to your private dock, offering direct access for boating, fishing, kayaking, or simply relaxing while taking in the views. Inside, spacious living areas and tons of natural light create a welcoming atmosphere throughout the home. The primary suite includes a private sunroom overlooking the water, while a second sunroom on the main level provides additional space to relax and enjoy the scenery. Located on historic Rumsey Island, where the Big and Little Gunpowder Falls meet, residents enjoy a community known for its scenic surroundings, rich history, and coastal atmosphere. Whether you're spending the day on the water, entertaining guests on the deck, or enjoying a quiet evening watching the sunset from your backyard, 35 Neptune Drive offers a rare opportunity to enjoy waterfront living on Rumsey Island.

35 Neptune Dr, Joppa

Listing courtesy of Monument Sotheby's International Realty. Contact: (443) 906-3840

3 Beds ⋅ 3 Baths

Welcome to 3 Old Sound Road, a beautifully updated WATERFRONT retreat located in sought after Rumsey Island. This exceptional home offers the perfect blend of modern updates and serene waterfront living. The main level features a spacious primary suite with a new en-suite bath, walk in closet, and ample space for a home office or sitting area. Sliding doors lead to a deck with breathtaking waterfront views. Two additional, nice sized bedrooms are also located on the main level The heart of the home is the large newly updated kitchen, complete with granite countertops, room for a large table, ample cabinet space, and seamless flow into the expansive family room. Vaulted ceilings, abundant windows, and French doors create a bright, open atmosphere and leads to a fully renovated, maintenance free deck that stretches the width of the house. This deck is composite. Take the spiral steps down to the rear yard. The lower level offers a cozy wood burning fireplace, sliding doors to a large, enclosed sunroom, a powder room and a large closet. This space is ideal for entertaining or relaxing after a day on the water. The door to the garage is in the lower level. Additional highlights include new vinyl flooring through most of the house, a new low-maintenance fence, a J-Plug/30 amp outlet for hybrid or electric vehicle, and a lower deck close to the water with newer boards and joists. The pier was replaced in 2025 and features water and electric. Pier is 5 1/2 foot wide and over 50' long. Rear yard hardscaping was complete in 2025, creating an inviting outdoor oasis. Large 2 car garage, extra space for water toys, large driveway and a large inside storage area for your water supplies This turnkey waterfront home is a rare opportunity to enjoy island living at its finest This location is ideal for swimming, paddle boarding, kayaking, boating, jet skiing, etc. Quick access to Gunpowder RIver and out to the bay The house comes with its own dinghy dock with lift

3 Old Sound Rd, Joppa

Listing courtesy of Realty Plus Associates. Contact: 4109144100

5 Beds ⋅ 3 Baths

Welcome to the highly sought-after water-oriented community of Rumsey Island — this beautifully updated modern Colonial offers the perfect combination of space, comfort, and lifestyle. Featuring 5 bedrooms and 3 full baths, this home is situated on one of the largest lots in the community and tucked away on a quiet court with minimal traffic. Natural light pours throughout the home, accentuating the stunning wood floors and spacious layout. Large bedrooms can be found on every level, each offering ample closet space, while the primary suite boasts an impressive walk-in closet. Storage is abundant throughout the home, providing functionality rarely found in homes of this size. The oversized kitchen is designed for both everyday living and entertaining, featuring stainless steel appliances, generous counter space, and room for gatherings of all sizes. Just off the kitchen, the large screened-in porch overlooks the backyard and creates the perfect setting for hosting crab feasts, summer cookouts, or simply unwinding after a long day. The fully finished lower level adds incredible flexibility with 2 bedrooms, 1 full bath, a cozy fireplace, and expansive living space ideal for guests, recreation, a home office, or multi-generational living. Outside, the property continues to impress with an attached garage, a 3-car driveway, and additional extra-large parking space perfect for RV or boat storage. Enjoy easy access to nearby water, scenic trails, and popular fishing spots all within walking distance. Rumsey Island is known for its welcoming atmosphere and community events throughout the year for all ages, making this more than just a home — it’s a lifestyle. With countless updates and upgrades completed over the years, this move-in ready property offers peace of mind and exceptional value. This is a rare opportunity you do not want to miss. ** PLEASE CONTACT CO-AGENT WITH ALL QUESTIONS **

602 Monterey Ct, Joppa

Listing courtesy of Berkshire Hathaway HomeServices Homesale Realty. Contact: (800) 383-3535

4 Beds ⋅ 3 Baths

Motivated Seller-Make your waterfront dream a reality! Welcome to this stunning 4-bedroom, 3-bath brick home on Rumsey Island, offering breathtaking water views and exceptional indoor-outdoor living. Designed with an open-concept layout on both the main level and fully finished lower level, this home is perfect for relaxing and entertaining. The beautifully crafted sunroom features cathedral ceilings and panoramic views of the water, filling the space with natural light and serenity. Step outside to enjoy 112 feet of prime waterfront, complete with a private 35-foot dock equipped with electric and water—ideal for boating enthusiasts. Multiple outdoor spaces, including two decks, a patio, and a charming gazebo, provide the perfect setting for gatherings or quiet moments by the water. The finished lower level adds incredible versatility with a cozy fireplace, wet bar, additional bedroom, full bath, and walk-out access to the backyard and waterfront. This pet-friendly home also includes thoughtful features like multiple doggie doors and a fenced area in back. Additional highlights include stainless steel appliances, built-in lighting throughout, fruit trees, a new bulkhead, tankless water heater, and new fencing for added privacy. With endless amenities and a setting that feels like a private retreat, this is a rare opportunity to own your own piece of waterfront paradise.

112 Shell Cove Ct, Joppa

Listing courtesy of Weichert, Realtors - Diana Realty. Contact: (410) 893-1200

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Tayo Binuyo

Tayo Binuyo is a Maryland real estate agent with Samson Properties who specializes in helping buyers, sellers, and investors make confident real estate decisions throughout the Baltimore and Washington metro areas.What sets Tayo apart from many agents is his unique background in real estate marketing and media production. As the founder of Real360 Media & Marketing, he has worked behind the scenes helping agents market and sell homes through professional photography, video, drone media, and digital marketing strategies. This experience gives his clients a powerful advantage — their homes are not just listed, they are strategically marketed to attract serious buyers.Tayo believes that successful real estate transactions come down to three things: market knowledge, strong negotiation, and smart marketing. By combining local market expertise with modern marketing techniques, he helps sellers maximize their home’s value while guiding buyers to make informed decisions in competitive markets.Clients appreciate Tayo’s transparent communication, attention to detail, and commitment to protecting their best interests throughout every step of the process.Whether you’re buying your first home, selling a property, investing, or exploring your options, Tayo provides the guidance and strategy needed to help you move forward with confidence.

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