Rumsey Island Real Estate

Rumsey Island Real Estate

Welcome to Rumsey Island, a hidden gem nestled in the heart of Joppa, Maryland, within Harford County. This picturesque subdivision offers a unique blend of serene waterfront living and vibrant community spirit, making it an ideal destination for those seeking both tranquility and connection.

Rumsey Island is characterized by its charming homes, many of which boast stunning views of the surrounding waterways. Residents enjoy a peaceful lifestyle, with the soothing sounds of nature as their backdrop. The area is perfect for boating enthusiasts, fishing aficionados, and anyone who appreciates the beauty of waterfront living. With easy access to the Chesapeake Bay, weekends can be spent exploring the vast aquatic playground right at your doorstep.

This tight-knit community is not just about stunning views; it also offers a variety of amenities to enhance the quality of life. Local parks provide ample opportunities for outdoor activities, while nearby shopping and dining options cater to all tastes. Families will appreciate the excellent schools in the Joppa area, ensuring a bright future for children.

Rumsey Island is conveniently located just a short drive from major highways, making commuting to nearby cities a breeze. Whether you’re looking for a peaceful retreat or a place to raise a family, Rumsey Island offers the perfect blend of natural beauty and community charm. Discover your dream home in this idyllic subdivision and experience the best of Maryland living. Welcome to Rumsey Island – where every day feels like a vacation!

Newest Listings in Rumsey Island

$649,900
5 Beds ⋅ 3 Baths
Welcome to 560 Anchor Drive, offering waterfront living on desirable Rumsey Island! This spacious 5-bedroom, 2.5-bath home offers a wonderful opportunity to enjoy life on the water with a private pier with room for two boats, an in-ground pool, and beautiful waterfront views. The main level features a spacious living room, dining room, and large kitchen with center island. Just off the kitchen is an additional living area with fireplace overlooking the water, providing a great space to relax and enjoy the waterfront setting. A convenient half bath and attached two-car garage complete the main level. Upstairs, the primary bedroom features a private en-suite bathroom, while the additional 4 bedrooms are served by a hall bathroom with a tub/shower. Three bedrooms offer balcony access and waterfront views. Bring your imagination and explore the potential to reconfigure the upper level, including the possibility of combining the primary bedroom with an adjoining waterfront bedroom to create an expanded primary suite with beautiful water views. With five bedrooms, generous living space, an in-ground pool, private pier, and a desirable waterfront location, 560 Anchor Drive offers an excellent opportunity to create your own waterfront retreat. Property is being sold strictly AS-IS to settle an estate. Seller will make no repairs. Inspections are for informational purposes only.

560 Anchor, Joppa

Listing courtesy of Monument Sotheby's International Realty. Contact: 4437087074
$660,000
3 Beds ⋅ 3 Baths
Home Appraised For $710,000 Seller is offering a credit for $10,000 towards buyers closing costs with accepted offer by 9/21 Welcome to 3 Old Sound Road, a beautifully updated WATERFRONT retreat located in sought after Rumsey Island. This exceptional home offers the perfect blend of modern updates and serene waterfront living. The main level features a spacious primary suite with a new en-suite bath, walk in closet, and ample space for a home office or sitting area. Sliding doors lead to a deck with breathtaking waterfront views. Two additional, nice sized bedrooms are also located on the main level The heart of the home is the large newly updated kitchen, complete with granite countertops, room for a large table, ample cabinet space, and seamless flow into the expansive family room. Vaulted ceilings, abundant windows, and French doors create a bright, open atmosphere and leads to a fully renovated, maintenance free deck that stretches the width of the house. This deck is composite. Take the spiral steps down to the rear yard. The lower level offers a cozy wood burning fireplace, sliding doors to a large, enclosed sunroom, a powder room and a large closet. This space is ideal for entertaining or relaxing after a day on the water. The door to the garage is in the lower level. Additional highlights include new vinyl flooring through most of the house, a new low-maintenance fence, a J-Plug/30 amp outlet for hybrid or electric vehicle, and a lower deck close to the water with newer boards and joists. The pier was replaced in 2025 and features water and electric. Pier is 5 1/2 foot wide and over 50' long. Rear yard hardscaping was complete in 2025, creating an inviting outdoor oasis. Large 2 car garage, extra space for water toys, large driveway and a large inside storage area for your water supplies This turnkey waterfront home is a rare opportunity to enjoy island living at its finest This location is ideal for swimming, paddle boarding, kayaking, boating, jet skiing, etc. Quick access to Gunpowder River and out to the bay The house comes with its own dinghy dock with lift

3 Old Sound Rd, Joppa

Listing courtesy of Realty Plus Associates. Contact: 4109144100
$375,000
3 Beds ⋅ 2 Baths
Waterfront Opportunity on Rumsey Island! This 3-bedroom, 1.5-bath semi-detached home offering direct waterfront living and exceptional potential. Nestled in the desirable Rumsey Island community, the property is in need of update , yet priced right for the buyer to make it their own. Private pier with room to dock a 30+ foot boat.

111 Breakwater Ct, Joppa

Listing courtesy of Steen Properties. Contact:

$319,900
2 Beds ⋅ 2 Baths
This 2-bedroom, 1.5-bath semi-detached home is located in the desirable Rumsey Island waterfront community. Enjoy beautiful water views right from your property. Step outside to a huge composite deck, perfect for entertaining, or relaxing while taking in the scenic views. Below, a spacious paver patio provides additional outdoor living space, overlooking a nice, level backyard with plenty of room to play or garden. Inside, the bright and open layout features a skylight that floods the home with natural light and a cozy fireplace for those relaxing evenings. The main level offers comfortable living areas along with two nice-sized bedrooms and 1.5 baths. A flexible space offers the possibility for a third bedroom or convenient home office. Additional highlights include the attached garage/storage and excellent curb appeal with mature landscaping. This home perfectly blends comfortable interior living with outstanding outdoor features in a prime waterfront community location.

109 Breakwater Ct, Joppa

Listing courtesy of Steen Properties. Contact:

$699,000
4 Beds ⋅ 3 Baths
Welcome to 35 Neptune Drive, a stunning 4-bedroom, 3-bathroom home on Rumsey Island with an expansive waterfront. Surrounded by water views and outdoor living spaces, this property offers an opportunity to enjoy the beauty, tranquility, and lifestyle that life on the water provides. Outdoor living is a highlight of this home. Step outside onto the patio, which opens to a spacious backyard and leads to a large waterfront deck overlooking the water. Continue down to your private dock, offering direct access for boating, fishing, kayaking, or simply relaxing while taking in the views. Inside, spacious living areas and tons of natural light create a welcoming atmosphere throughout the home. The primary suite includes a private sunroom overlooking the water, while a second sunroom on the main level provides additional space to relax and enjoy the scenery. Located on historic Rumsey Island, where the Big and Little Gunpowder Falls meet, residents enjoy a community known for its scenic surroundings, rich history, and coastal atmosphere. Whether you're spending the day on the water, entertaining guests on the deck, or enjoying a quiet evening watching the sunset from your backyard, 35 Neptune Drive offers a rare opportunity to enjoy waterfront living on Rumsey Island.

35 Neptune Dr, Joppa

Listing courtesy of Monument Sotheby's International Realty. Contact: (443) 906-3840
$630,000
4 Beds ⋅ 3 Baths
Motivated Seller-Make your waterfront dream a reality! Welcome to this stunning 4-bedroom, 3-bath brick home on Rumsey Island, offering breathtaking water views and exceptional indoor-outdoor living. Designed with an open-concept layout on both the main level and fully finished lower level, this home is perfect for relaxing and entertaining. The beautifully crafted sunroom features cathedral ceilings and panoramic views of the water, filling the space with natural light and serenity. Step outside to enjoy 112 feet of prime waterfront, complete with a private 35-foot dock equipped with electric and water—ideal for boating enthusiasts. Multiple outdoor spaces, including two decks, a patio, and a charming gazebo, provide the perfect setting for gatherings or quiet moments by the water. The finished lower level adds incredible versatility with a cozy fireplace, wet bar, additional bedroom, full bath, and walk-out access to the backyard and waterfront. This pet-friendly home also includes thoughtful features like multiple doggie doors and a fenced area in back. Additional highlights include stainless steel appliances, built-in lighting throughout, fruit trees, a new bulkhead, tankless water heater, and new fencing for added privacy. With endless amenities and a setting that feels like a private retreat, this is a rare opportunity to own your own piece of waterfront paradise.

112 Shell Cove Ct, Joppa

Listing courtesy of Weichert, Realtors - Diana Realty. Contact: (410) 893-1200
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